We really liked these tips, and they let you see great places, without sweating the cost. The core idea - is an openess to try a little variety in your planning.

1. Be flexible with dates.Shifting your plans by a few days can save hundreds of dollars. Instead of getting to the beach on Friday, go earlier or later, and use the savings to splurge on dinner at a great estaurant at your destination.
2. Set a budget, not a destination. Let the deal be the inspiration. If the price is right, you’ll enjoy the beach whether it’s in Hawaii or the Caribbean. So look for the better deal, pull out the swimsuit and go.
3. Be a contrarian. Don’t follow the crowds– head for the hills! Check out mountain resorts during the summer. Visit Las Vegas mid-week. Or enjoy a city break over the weekend.
4. Travel to alternate airports. Travelers are amazed to find that flying to Newark instead of JFK, or Oakland instead of San Francisco, could potentially save them hundreds of dollars.
5. Go local. Avoid airport crowds and contribute to the regional economy by vacationing at destinations within a 2-4 hour drive of your home town. Use the Local Trips tool at Hotwire.com

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Should you buy travel insurance? It’s not an exact science, and not necessary for all trips.

But a recent Smart Money, suggest 5 reasons or trip types where purchasing travel insurance should be considered:
Trips that are a long way offExpensive trips Complex plans Cruises Package deals
Read more: Do You Need Travel Insurance? [via SmartMoney.com]

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